There’s a classic example used in behavioral psychology: the marshmallow test. In this experiment, children were given a choice: eat one marshmallow now, or wait…
Through a 28-year lens, tax policies on home sales haven’t kept pace with rising home values. That’s putting homeowners in a bind and stifling real…
When a home goes under contract, many assume it’s a done deal, but in reality, most real estate contracts include contingencies, or conditions that must…
1. Take Advantage of Homeowner Tax Benefits * Mortgage Interest Deduction: Deduct interest on up to $750,000 of acquisition debt (for loans after 2017). *…
In real estate negotiations, it’s not uncommon for both buyers or sellers to include expiration dates on offers and counteroffers. These deadlines serve several important…
Every home experiences some degree of movement over time, often called settling. It’s a natural part of the aging process for any structure, especially in…
Losing a spouse is a deeply emotional experience and the financial decisions that follow can feel overwhelming. One important area to understand during this time…
A temporary buydown is a great tool to help ease into homeownership with lower initial monthly payments, especially helpful in a high-rate environment. It allows…
If you’re buying a home�or already own one�home insurance might not be the most exciting part of the process. But it is one of the…
When financing a home, the 30-year fixed-rate mortgage is often the go-to option because of its lower monthly payment. But for buyers who can comfortably…