Would someone really refinance their home and not take money out of it? Certainly, if they could get a lower rate, build equity faster and…
When loans are quoted by lenders, most buyers pay attention to the interest rate but not so much to the points that may be charged…
The Mortgage Debt Forgiveness Act, originally passed in 2007, was extended three times to protect homeowners from paying income tax on debt that was relieved due to…
There could be some legitimate reasons for not buying a home but indecision is not one of them. Indecision is rooted in not having enough…
Regardless of what a lender quotes on mortgage rates, the actual rate a borrower pays is based on a number of variables. Lenders determine whether…
Buyer’s mortgage pre-approval is good for everyone in the transaction. It saves time, money and removes the uncertainty of knowing whether the buyer will be…
It’s much easier to play a game when you know the rules so you can avoid mistakes that may keep you from winning. Homeownership isn’t…
One of the “big” three credit bureaus recently announced that a massive hack has exposed the personal information of up to 143 million people. To add…
The grass tends to look greener on the other side of the fence. Maybe that’s why some people invest in things they don’t understand. It…
The purpose of insurance is to shift the risk of loss to a company in exchange for a premium. Most policies have a deductible which…