If you’re beginning to feel the pressure of running out of time to find the perfect gift, here are a few suggestions that may not…
You’ve got $500,000 in liquid assets for your retirement and you’re still 15 years away. All your bills are paid; you have a small mortgage…
FHA insured mortgages serve a sector of the market that is not necessarily being met by other loan programs. Securing an 80% conventional mortgage that…
In 2007, Congress passed an energy act that required new energy-efficient standards for basic light bulbs. Standard incandescent bulbs are being phased out and eventually…
The last thing you want if you’re traveling these holidays is to worry about someone burglarizing your home. Use this check list to add some…
Would someone really refinance their home and not take money out of it? Certainly, if they could get a lower rate, build equity faster and…
When loans are quoted by lenders, most buyers pay attention to the interest rate but not so much to the points that may be charged…
The Mortgage Debt Forgiveness Act, originally passed in 2007, was extended three times to protect homeowners from paying income tax on debt that was relieved due to…
There could be some legitimate reasons for not buying a home but indecision is not one of them. Indecision is rooted in not having enough…
Regardless of what a lender quotes on mortgage rates, the actual rate a borrower pays is based on a number of variables. Lenders determine whether…