As people near or enter retirement, one of the decisions that typically comes up is whether to sell their “big” home and buy a smaller(more…)

Category: New Blogs
Assumptions May be an Alternative
For the last 25 years, most buyers have gotten a new mortgage or paid cash when purchasing a home. For a practical reason, owner-occupant buyers(more…)
Overlooked Recordkeeping
Homeowners are familiar that they can deduct the interest and property taxes from their income tax returns. They also understand that there is a substantial(more…)
Costs More – Takes Longer
The one experience that homeowners can agree upon after completing a remodeling project is that it costs more and takes longer than expected. It doesn’t(more…)
Case Study – Housing Decision During Retirement
A couple is planning to tour the United States in a travel trailer during their first few years of retirement. They are going to sell(more…)
Waiting Period After Distressed Sale
“How long do we have to wait to qualify for another mortgage” is the question concerning people who’ve had a foreclosure, short sale or bankruptcy.(more…)
Waiting Will Cost More
With the first quarter of 2018 in the books, the 30-year fixed rate mortgage is nearing what Freddie Mac predicted it would be in the(more…)
FHA Advantages
The Federal Housing Administration, operating under HUD, offers affordable mortgages for tens of thousands of buyers who may not qualify for other types of programs.(more…)
Standard or Itemized
Taxpayers can decide each year whether to take the standard deduction or their itemized deductions when filing their personal income tax returns. Roughly, 75% of(more…)
Inventory Continues to be a Challenge
In any given market, inventories fluctuate based on supply and demand considering area and price range. The National Association of REALTORS considers a balanced market(more…)