Category: Home buying & selling in SoCal *
Indecision May Cost More
“More has been lost due to indecision than was ever lost to making the wrong decision.” Interest rates have as much effect on housing costs(more…)
Would-be to Should-be
Some would-be buyers have emotional reasons to own a home like having a place of their own where they can raise a family, feel safe(more…)
An Alternative to Paying Tax Today
The cartoon character Wimpy would say that he’d gladly repay you Tuesday for a hamburger today. Some real estate investors say a similar thing to(more…)
Lower the Rate – Deduct the Interest
Credit card debt in America is back to levels prior to the recession. The average credit card APR is just under 16% according to CreditCards.com(more…)
Save the Cost of Mortgage Insurance
During the banking crisis in the Great Recession, certain types of mortgages were unavailable that are once again being offered. Fortunately, the 80-10-10 mortgage is(more…)
Important Estate Documents
An estate plan is a collection of documents to ensure that your wishes are carried out because of death or incapacity to make decisions for(more…)
Tax Benefits of Home Ownership
U.S. taxpayers have enjoyed specific tax benefits for home ownership since personal income tax was introduced by the 16th amendment in 1913. While these benefits(more…)
Before You Pay Cash for a Home
The National Association of REALTORS® reports in its 2016 Profile of Home Buyers and Sellers that 12% of all buyers paid cash for their home.(more…)