Author: jzc@jessicazchristopher.com

One of the “big” three credit bureaus recently announced that a massive hack has exposed the personal information of up to 143 million people. To add(more…)

The grass tends to look greener on the other side of the fence. Maybe that’s why some people invest in things they don’t understand. It(more…)

The purpose of insurance is to shift the risk of loss to a company in exchange for a premium. Most policies have a deductible which(more…)

A home equity line of credit, HELOC, is a mortgage loan made to homeowners to be used on an as-needed basis. A lender, such as(more…)

What your home is worth depends on why you ask the question. It could be one value based on a purchase or sale and an(more…)

Whether you’re refinancing your current home or buying a new one, something worth considering is a 15-year loan rather than a 30-year term. The payments(more…)

After the mortgage payment, the largest homeowner expense is for utilities and the major component is energy.  Contributing factors include air leaks, insulation, heating and(more…)

Home is a place you should feel safe and secure. Sometimes, we take it for granted and unfortunately, we do need to remain vigilant about(more…)

Consider the goal of funding a child’s college education in the future. If “other people’s money” in the form of a scholarship is not a(more…)

In the late 80’s, both FHA and VA began requiring buyers to qualify to assume their mortgages. The main reason there haven’t been many assumptions(more…)