Author: jzc@jessicazchristopher.com

Taxpayers can decide each year whether to take the standard deduction or their itemized deductions when filing their personal income tax returns. Roughly, 75% of(more…)

In any given market, inventories fluctuate based on supply and demand considering area and price range. The National Association of REALTORS considers a balanced market(more…)

    Spring Forward on Second Sunday in March This weekend, adjust your clocks forward by one hour. Most people find it convenient to change(more…)

One of the silver linings to filing your income tax return is finding out that you are going to receive a refund. If you happen(more…)

Buyers who have been concerned about what might happen to the tax laws affecting home ownership should feel more comfortable about moving forward with their(more…)

In 1968, mortgage rates were 8.5%. The next year, rates went down to 7%. Homeowners could buy a 15-20% larger home for the same payments(more…)

Some buyers think that finding the right home is the critical part of the buying process and that is how they determine which agent to(more…)

The new tax law doubles the standard deduction and it is estimated that over 90% of taxpayers will elect to use it. However, even without(more…)

Mortgage loans for more than 80% loan-to-value typically require private mortgage insurance. Mortgage insurance reimburses the lender if a borrower defaults on a loan. PMI(more…)

It can be shocking to hear how many people spend more time planning their vacation or next mobile phone purchase than planning for retirement. It(more…)